Privacy Policy

🔒 GDPR Compliant

This Privacy Policy complies with the General Data Protection Regulation (GDPR) and other applicable privacy laws. We are committed to protecting your personal data and respecting your privacy rights.

1. Information We Collect

Personal Information:

  • Name and email address (for account creation)
  • Portfolio data and investment preferences
  • Usage analytics and app interactions
  • Device information and IP address

Financial Data:

  • Stock holdings and portfolio values
  • Investment decisions and preferences
  • Market data usage patterns
  • Risk tolerance assessments

2. How We Use Your Information

We use your personal information for the following purposes:

  • Provide and improve our portfolio management services
  • Personalize your investment experience
  • Send important service notifications
  • Analyze usage patterns to enhance our platform
  • Comply with legal and regulatory requirements
  • Prevent fraud and ensure platform security

3. Data Sharing and Disclosure

We DO NOT sell your personal data to third parties.

We may share your information only in the following limited circumstances:

  • With your explicit consent
  • To comply with legal obligations
  • With trusted service providers (under strict confidentiality agreements)
  • To protect our rights and prevent fraud
  • In case of business transfers (with notice to users)

4. Your Rights (GDPR)

Under GDPR, you have the following rights regarding your personal data:

Access & Portability

Request copies of your data and receive it in a portable format

Rectification

Correct inaccurate or incomplete personal data

Erasure

Request deletion of your personal data

Restriction

Limit how we process your personal data

5. Data Security

We implement industry-standard security measures to protect your data:

  • End-to-end encryption for sensitive data transmission
  • Secure data storage with regular backups
  • Multi-factor authentication for account access
  • Regular security audits and updates
  • Access controls and employee training

6. Data Retention

We retain your personal data only as long as necessary to provide our services and comply with legal obligations. Portfolio data is retained for the duration of your account plus 7 years for regulatory compliance. You can request data deletion at any time through your account settings.

7. Cookies and Tracking

We use essential cookies for platform functionality and analytics cookies to improve our services. You can manage cookie preferences in your browser settings. We do not use tracking cookies for advertising purposes.

8. International Transfers

Your data may be transferred to and processed in countries outside your residence. We ensure appropriate safeguards are in place, including Standard Contractual Clauses (SCCs) and adequacy decisions from the European Commission.

9. Children's Privacy

Our service is not intended for users under 18 years of age. We do not knowingly collect personal information from children. If we become aware of such collection, we will delete the information immediately.

10. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes via email or through our platform. Your continued use of the service constitutes acceptance of the updated policy.

11. Contact Information

For privacy-related questions, data requests, or to exercise your rights, please contact us at:
Data Protection Officer: privacy@aicapital.com
General Privacy Inquiries: legal@aicapital.com
Last updated: January 2025