Terms of Service

1. Acceptance of Terms

By accessing and using AiCapital ("Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Services Provided

AiCapital provides portfolio management tools, market data analysis, and educational resources. Our services include:

• Portfolio tracking and analysis
• Market data and stock information
• Educational content about investing
• Portfolio optimization suggestions

3. Investment Disclaimers

• Past performance does not guarantee future results
• All investments carry risk of loss
• You should consult with qualified financial advisors before making investment decisions
• We are not registered investment advisors
• Market data may be delayed or inaccurate

4. User Responsibilities

As a user, you agree to:

• Use the service only for lawful purposes
• Provide accurate and current information
• Not attempt to gain unauthorized access to the system
• Not use the service for any fraudulent or illegal activities
• Be responsible for all investment decisions made using our tools

5. Intellectual Property Rights

• Ownership: All content, features, algorithms, designs, logos, trademarks, and software ("Proprietary Materials") are the exclusive property of AI Capital and its licensors.
• Restrictions: You may NOT copy, modify, reverse engineer, decompile, or create derivative works of our software or algorithms.
• Trade Secrets: Our proprietary algorithms, business logic, and methods are protected trade secrets. Unauthorized use or disclosure may result in legal action.
• No Competition: You may NOT use our algorithms, methods, or insights to develop competing products or services.
• Copyright: All materials are protected by copyright law. Violations may result in statutory damages up to $150,000 per work.

6. Limitation of Liability

To the fullest extent permitted by law, AiCapital's total liability shall not exceed the amount you paid in the 12 months preceding the claim. We are NOT liable for:

• Investment losses or decisions made using our platform
• AI-generated recommendations, insights, or analysis
• Data accuracy, completeness, or timeliness
• Third-party service failures or market data errors
• Market volatility, economic conditions, or regulatory changes
• Direct, indirect, incidental, special, consequential, or punitive damages

7. Data and Privacy

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your information. By using our service, you consent to our data practices as described in the Privacy Policy.

8. Dispute Resolution

Any disputes arising from these Terms or your use of the Service shall be resolved through:

• Binding Arbitration: Disputes shall be resolved through binding arbitration, not in court (except small claims court).
• Class Action Waiver: You waive the right to participate in class action lawsuits.
• Governing Law: These Terms are governed by the laws of the jurisdiction in which AI Capital operates.

9. Termination

We may terminate or suspend your account and access to the service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

10. Contact Information

If you have any questions about these Terms of Service, please contact us at:
Email: legal@aicapital.com
Last updated: January 2025